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Is EPO better than PPO?

An EPO is usually more pocket-friendly than a PPO plan. However, if you choose to get care outside of your plan’s network, it may not be covered (except in an emergency). What are the main differences between HMO, PPO, and EPO plans?

What is an EPO health plan?

An EPO is a type of health plan that offers a local network of doctors and hospitals for you to choose from but networks are generally larger than HMO networks. An EPO is usually more pocket-friendly than a PPO plan. However, if you choose to get care outside of your plan’s network, it may not be covered (except in an emergency).

What is the difference between a PPO and a POS plan?

In a nutshell, these summaries generally say that HMOs and POS plans require a referral from a primary care doctor in order to see a specialist, while PPOs and EPOs do not, and that PPOs and POS plans cover out-of-network care, while HMOs and EPOs do not.

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